Avrupa Merkez Bankas\u0131 (ECB), 2024 y\u0131l\u0131 finansal sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka, 2023\u2019te uygulad\u0131\u011f\u0131 s\u0131k\u0131 para politikas\u0131n\u0131n etkisiyle tarihinin en b\u00fcy\u00fck zarar\u0131n\u0131 duyurdu. ECB, ge\u00e7en y\u0131l faiz politikas\u0131 nedeniyle 7,94 milyar euro zarar etti. Bu, ECB\u2019nin 25 y\u0131ll\u0131k tarihinde g\u00f6rd\u00fc\u011f\u00fc en y\u00fcksek zarar olarak kay\u0131tlara ge\u00e7ti.<\/strong><\/p>\n\n\n\n

ECB, 2023 y\u0131l\u0131nda finansal riskler i\u00e7in 6,62 milyar euro tutar\u0131nda kar\u015f\u0131l\u0131k ay\u0131rm\u0131\u015ft\u0131. Ancak bu kar\u015f\u0131l\u0131klar\u0131n kullan\u0131lmas\u0131 nedeniyle bankan\u0131n zarar\u0131n\u0131 azaltmak m\u00fcmk\u00fcn olmad\u0131. 2023, ECB\u2019nin 2004\u2019ten sonra zarar a\u00e7\u0131klad\u0131\u011f\u0131 ilk y\u0131l olmu\u015ftu.<\/p>\n\n\n\n

Faiz Art\u0131\u015flar\u0131 ve Y\u00fcksek Enflasyon, Zarar\u0131n Sebebi Oldu<\/strong><\/p>\n\n\n\n

Bankan\u0131n zarar a\u00e7\u0131klamas\u0131, \u00f6zellikle 2022 ve 2023\u2019teki agresif faiz art\u0131\u015flar\u0131n\u0131n etkisiyle ortaya \u00e7\u0131kt\u0131. ECB, y\u00fcksek enflasyonla m\u00fccadele etmek amac\u0131yla bu d\u00f6nemde faiz oranlar\u0131n\u0131 10 kez art\u0131rm\u0131\u015ft\u0131. Ancak, s\u0131k\u0131 para politikas\u0131 ve de\u011fi\u015fken faiz oranlar\u0131, ECB\u2019nin y\u00fck\u00fcml\u00fcl\u00fcklerini art\u0131rarak maliyetlerini y\u00fckseltti. Buna kar\u015f\u0131l\u0131k, sabit faizli ve uzun vadeli varl\u0131klar\u0131n getirdi\u011fi gelir ayn\u0131 oranda artmad\u0131.<\/p>\n\n\n\n

2025 Y\u0131l\u0131nda Zararlar\u0131n Azalmas\u0131 Bekleniyor<\/strong><\/p>\n\n\n\n

ECB, gelecek y\u0131llarda zarar etmeye devam edebilece\u011fine dair bir uyar\u0131da bulundu. Ancak, bu zararlar\u0131n 2023 ve 2024\u2019te kaydedilenlerden daha d\u00fc\u015f\u00fck olmas\u0131 bekleniyor. Banka, ilerleyen y\u0131llarda kar etmeye ba\u015flamay\u0131 \u00f6ng\u00f6r\u00fcyor.<\/p>\n\n\n\n

Bilan\u00e7o B\u00fcy\u00fckl\u00fc\u011f\u00fc ve Personel Giderleri<\/strong><\/p>\n\n\n\n

ECB\u2019nin bilan\u00e7osunun toplam b\u00fcy\u00fckl\u00fc\u011f\u00fc ge\u00e7en y\u0131l 33 milyar euro azalarak 641 milyar euroya geriledi. Personel harcamalar\u0131 ise 676 milyon eurodan 844 milyon euroya y\u00fckseldi.<\/p>\n\n\n\n

ECB\u2019nin Temel G\u00f6revi Fiyat \u0130stikrar\u0131<\/strong><\/p>\n\n\n\n

Avrupa Merkez Bankas\u0131\u2019n\u0131n as\u0131l g\u00f6revi fiyat istikrar\u0131n\u0131 sa\u011flamakken, kar veya zarar durumlar\u0131 yan \u00fcr\u00fcn olarak de\u011ferlendiriliyor. Bu ba\u011flamda, ECB\u2019nin mali sonu\u00e7lar\u0131, bankan\u0131n ana amac\u0131n\u0131 yerine getirmesinde bir engel te\u015fkil etmiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"

Avrupa Merkez Bankas\u0131 (ECB), 2024 y\u0131l\u0131 finansal sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Banka, 2023\u2019te uygulad\u0131\u011f\u0131 s\u0131k\u0131 para politikas\u0131n\u0131n etkisiyle tarihinin en b\u00fcy\u00fck zarar\u0131n\u0131<\/p>\n","protected":false},"author":3,"featured_media":58903,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/posts\/58902"}],"collection":[{"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/comments?post=58902"}],"version-history":[{"count":1,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/posts\/58902\/revisions"}],"predecessor-version":[{"id":58904,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/posts\/58902\/revisions\/58904"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/media\/58903"}],"wp:attachment":[{"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/media?parent=58902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/categories?post=58902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.senolkaan.com\/wp-json\/wp\/v2\/tags?post=58902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}